INVESTOR POLICY STATEMENT
A Framework for Disciplined and Transparent Investment Planning.
At Capital IQ, we believe every sound investment journey begins with a clear and structured Investor Policy Statement (IPS). The IPS is a personalized document that defines your financial objectives, risk profile, and investment strategy — serving as a roadmap for disciplined portfolio management.
What We Include in the IPS
Client Objectives – Clearly defined financial goals, such as wealth accumulation, retirement planning, or capital preservation.
Risk Appetite & Time Horizon – Assessment of your ability and willingness to take risk, combined with your investment time frame.
Asset Allocation Strategy – A strategic mix of equities, fixed income, and alternative investments, developed to reflect your objectives and current market conditions.
Investment Constraints – Consideration of liquidity needs, tax factors, ethical screens, or unique client preferences.
Performance Review Framework – Regular evaluation against benchmarks, with adjustments considered as markets and client needs evolve.
Why It Matters
Unlike generic investment approaches, our IPS-driven process is designed so that every recommendation is:
Personalized – tailored to your unique situation
Disciplined – guided by a structured long-term plan
Transparent – with clear accountability at every step
Aligned with You – reflecting your objectives, independent of market noise or external incentives
Disclaimer: Capital IQ (Pvt.) Ltd. provides independent consulting and research services. We do not take deposits, manage client funds or execute transactions on their behalf. All investment decisions remain the sole responsibility of the client.
